Good mortgage advice is about more than just findingthe lowest rate. It is about understanding your financial situation, your goals, and your plans for the future, then finding a mortgage product that fits around all of that. Our team takes the time to get to know you properly beforewe make any recommendations. Whether you are buying your first home, moving to alarger property, remortgaging to save money, or looking at a buy to letinvestment using rental income, we provide advice that is tailored entirely to you. We do not believe in a one size fits all approach, because no two clientsare ever in exactly the same position.
Support with affordability, deposit options, lender criteria and the full application process.
Whether you want a better rate, to raise funds, or review your current deal, we can help you compare suitable options.
Moving home can be stressful. We help you understand your borrowing position and secure the right mortgage for your next property.
Advice for first-time landlords and experienced investors, including product comparisons and lender criteria.
We help sole traders, limited company directors, contractors and CIS applicants find lenders suited to their income structure.
Need help with adverse credit, shared ownership, new build or key worker schemes? Our team can guide you through more complex scenarios too.

We make mortgage advice straightforward, personal and easy to understand. Our advisers search a comprehensive range of lenders and recommend the most suitable option based on your circumstances, preferences and long-term goals.
We offer fee free mortgage advice on all residential mortgages, remortgages, and most buy to let cases. From your initial consultation right through to the day your mortgage completes, our supportcosts you nothing.
We think that is the way it should be. Everyone deserves access to proper professional advice, regardless of their budget. It is worth knowing that not all brokers operate thisway. Some charge arrangement fees, broker fees, or administration charges on top of their advice. We do not. What you see is what you get: genuine, whole of market, fee free advice from a team that cares about getting it right.
Working With a Mortgage Adviser Who Is on Your Side
When you work with a mortgage adviser at AS Mortgages,you are working with someone who is entirely in your corner. We are independent, which means we have no loyalty to any particular lender.
Our onlyjob is to find you the best deal available for your situation.Your adviser will take you through everything clearly,from explaining how different mortgage rates work to helping you understandearly repayment charges, mortgage term options, and what your monthly mortgagere payments will look like both now and if interest rates change.
We want you tofeel genuinely confident in your decision, not just told what to do.We handle the entire application process on yourbehalf. Once you have chosen your mortgage, we take care of all the mortgage paperwork, liaise with your chosen lender, and chase progress so you do not have to. The entire process is managed by us, so you can focus on the exciting part:
moving into your new home.
Tell us about your plans, your current situation and the type of mortgage you need.
We assess your circumstances and search suitable lenders and products from across the market.
Once you are happy to proceed, we manage the application and support you through the next steps.
We liaise with lenders, solicitors and other parties to help keep everything moving.
Contact Alexander Southwell Mortgage Services today

The mortgage market has changed enormously in recent years. You no longer need to walk into a local bank or sit across a desk from an estate agent to get mortgage advice. As a free online mortgage broker, wecan work with clients wherever they are in the UK, at times that suit them. We offer video appointments, phone consultations, and email support, so the mortgage process fits around your life rather than the other way around. If you are based in Romsey or Southampton, we are always happy to meet in person too. But the flexibility of working with an online mortgage broker means that geography is never a barrier to getting the right advice.
Online does not mean impersonal. We pride ourselves onbuilding real relationships with our clients, offering ongoing support long after your mortgage completes. Many of our clients come back to us when their fixed rate ends, when they move home, or when they want to explore additional borrowing. We are here for the long term, not just the transaction.
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There are a number of online mortgage brokers operating in the UK market today, some well known and some less so. What setsAS Mortgages apart is the combination of genuine whole of market access, a truly fee free model, and a personal service that most brokers simply cannot match.
Larger online platforms can feel impersonal. You might deal with a different person every time you call, or find yourself speaking to a call centre rather than an adviser who knows your case. At AS Mortgages, you work with the same team throughout. We know your file, we know your circumstances, and we pick up where we left off every time you get in touch.
We also do not charge fees that other brokers might present as standard. Some platforms charge a broker fee on completion, or charge for services like protection advice or insurance referrals. We offerfree mortgage advice and a genuinely comprehensive service without any of those add-ons. The same service, start to finish, with no bill at the end.
While the term ‘whole of market’ isn’t always favored in the mortgage industry due to some lenders not working with intermediaries, we at Alexander Southwell Mortgages can assure you that we have access to a comprehensive panel of lenders within the intermediary market. This extensive network enables us to offer competitive mortgage rates, ensuring you get a deal that’s well-suited to your financial needs.
Deciding if life insurance or mortgage protection is worth it boils down to a crucial question: Could you maintain your current lifestyle if you or your partner were no longer around? For most people, the answer is no. The reality is that many clients don’t have the financial cushion to sustain their lifestyle in such circumstances. So, is Life Insurance worth it?
Absolutely! As your expert broker at Alexander Southwell Mortgages, we’re committed to finding the right mortgage protection plan that safeguards your lifestyle and gives you peace of mind.
When our mortgage brokers at Alexander Southwell Mortgages offer advice, we thoroughly assess your entire situation. Sometimes, it might be more beneficial to stay with your current lender, a process known as ‘product switching’. However, it’s always wise to consult with a mortgage broker. Even a slight reduction in your interest rate can lead to substantial savings over time. Therefore, securing the right mortgage deal is crucial, and that’s where our expertise comes into play, ensuring you make the most informed decision for your financial future. It is important for us to get you the best value across the market.
After securing the right mortgage deal for our clients, Alexander Southwell Mortgages receives a procuration fee from the mortgage lender once the new mortgage begins. This is great news for our customers, as it means our typical service is fee-free. There’s no cost to you throughout the entire process of finding a suitable mortgage.
This approach ensures that our focus is entirely on your needs, finding you the best deal without any additional financial burden on your part. All in a extremely helpful and friendly manner.
If you are coming to the end of a fixed term, or if you have been sitting on your lender's standard variable rate for a while, now is a great time to explore what else is available.
The mortgage market movesquickly, and a deal that looked competitive two or three years ago might not bethe best option today.We help clients remortgage every day, comparing theirexisting mortgage payments against current deals from across the market.
In many cases, switching to a new mortgage with a different lender can reduce monthly mortgage repayments significantly, freeing up money each month andsaving a meaningful amount over the remaining mortgage term. There can be costs involved in remortgaging, such asearly repayment charges if you are leaving a deal before it ends, or solicitor fees if a transfer of equity is involved.
We factor all of that into ouranalysis so you get a true picture of whether switching makes financial sense.And because we are fee free, our advice on this costs you nothing.