Mortgages for Police force staff

Southampton, Hampshire, National

A mortgage is a loan secured against your home. Your home may be repossessed if you do not keep up repayments on your mortgage, or any other debt secured on it.

Mortgages for police 

We believe that for the people that give so much, we should give something back. These brave police men and women endure many difficulties daily in their profession. You are performing a vital service which keeps us and our families safe.

At Alexander Southwell Mortgage Services we can help police officers to get on the property ladder in several ways. Rather than limiting your search or missing out on the best deals, we can help you throughout the mortgage process with ease.

We can also help by offering advice on your mortgage application. If you are not sure you are ready to put in an application, we can help. We will look at things like your credit score, deposit and employment history and make sure you are presenting yourself in the best possible way to the mortgage lenders.

To recognise all your hard work as a key worker, our mortgage broker service is completely fee free. This small token of gratitude that does not compare to all the hard work you do, but it is our way of saying thank you.

Can trainee police officers get a mortgage?

Since trainee police officers get paid during their 12 week training, you should be able to secure a mortgage whilst training. What we can also do for you is, instead of going through the full application process, another option would be to apply for a mortgage in principle, this could inform you of your maximum borrowing and also buy you some time to find the perfect property.


 

Newly qualified police officer mortgages

At Alexander Southwell Mortgage Services we are passionate about improving the lives of the Police family. We believe professional financial advice and guidance can help you make the most of the money you work so hard for. Once you have qualified as a police officer and are completing your probationary period, you will be eligible to apply for a mortgage. Lenders will look kindly on police officers because this is a stable career with good opportunities for progression. You can still make the most of any scheme available to you. The government help to buy scheme will help to boost your deposit, meaning that you could get better rates by applying for a smaller LTV.

We know that the long hours and strange shift patterns can make finding free time difficult to discuss your mortgage needs, so we can accommodate around you. We are happy to help whichever way suits you best. whether that be online by email, telephone appointments or traditional face to face appointments, including late evening appointments to work around your busy work schedule. With access to over 90 lenders we will make sure we find you a mortgage to suit your needs, considering any post allowances, overtime and other specialist payments that are unique to policing.

 

Contact Alexander Southwell Mortgages today to discuss how we can help find the mortgage that is right for you.

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