Mortgages for teachers

Most lenders want months of payslips. We don't. We work with specialists who recognise the value of your qualification and your confirmed employment offer, so you can move into your home before day one of your first job.

Supply teaching doesn't fit neatly into a lender's standard form, but that doesn't mean you're stuck. Some lenders will factor in a percentage of your supply income towards affordability, particularly if you've been working in that capacity for several months. A second applicant in permanent employment strengthens the application further. We will find the lender whose criteria best match your situation.

Many high street lenders won't lend beyond age 70, but specialist lenders will. They will also consider your teacher's pension as income. Whether you're approaching retirement or already there, options exist. Speak to one of our advisers and we'll find the right lender for your circumstances.

When your fixed rate ends, we search the whole market to find you the best remortgage deal. Most lenders offer free valuations and free legal fees through their appointed solicitor for standard remortgages.

Alongside teacher-specific products, these government schemes may help you get on the ladder sooner or with a smaller deposit.