Remortgaging is simply switching your existing mortgage to a new deal, using the same property as security. It can be with your current lender or a new one, whichever suits your circumstances best.
When you contact us, you'll be put straight through to a dedicated remortgage adviser who will guide you through the full process, whatever your reason for switching.
"We will never charge you a penny for our service — we're 100% Fee-Free Mortgage Brokers."
The ideal time to begin is 3–6 months before your current fixed or tracker deal expires — before you fall onto your lender's Standard Variable Rate (SVR). A typical application takes 4–6 weeks to complete.
Explore each topic in detail — from choosing your mortgage type to understanding costs and government schemes.
From securing a better rate and raising funds for home improvements to consolidating debts or releasing equity — explore all the reasons homeowners switch.
Lender arrangement fees, legal costs, valuation fees, early repayment charges — understand every cost involved before switching to a new deal.
Going direct to your existing lender limits you to one set of rates. A fee-free remortgage broker searches the full market on your behalf, at no cost to you.
Coming to the end of your Help to Buy equity loan interest-free period? Find out how to repay your equity loan and remortgage at the same time.
Struggling with multiple debt repayments? Consolidating debts into your mortgage could simplify your outgoings — but needs careful consideration. We’ll explain your options.
Built up equity in your home? Remortgaging to release it could fund home improvements, a deposit on another property, or other major costs. Here’s what you need to know.
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