Mortgage Broker Leeds | Fee Free Advice

‍100% Fee-Free Service

‍FCA Authorised (No. 1011890)

‍Access to 1,000+ Products

End-to-End Support

5-Star Rated Advisers

Mortgage Broker & Advisers in Leeds

Finding a mortgage can be overwhelming, especially when you’re juggling property searches, solicitors and other buyers.
Leeds is one of the UK's most dynamic property markets, with a thriving city centre, excellent universities, and strong employment across financial services, tech, and the public sector. Property values have been rising steadily, and demand from both buyers and renters remains high. Getting the right mortgage advice in Leeds can make a real difference, and that is exactly what we are here to provide.

★★★★★

Rated 5 stars across Google & Trustpilot.
Get Fee-Free Mortgage Advice Today.
Trusted by thousands of clients .

Smiling bald man with a beard wearing a dark gray shirt in a modern office setting.

Smiling woman with long light brown hair wearing a beige cardigan and a pink top in a modern office setting.

Man in a navy blue blazer and white shirt smiling in a modern office with glass walls and plants.

Smiling woman with light brown hair wearing a navy blazer and white blouse in a modern office setting.

Southampton city centre — fee free mortgage advice

Southampton waterfront and docks — whole of market mortgage broker

Southwell MORTGAGE

Why choose Alexander Southwell Mortgage Services?

Alexander Southwell Mortgage Services Ltd offer a comprehensive range of mortgage products from across the market. We offer both first and second charge mortgages, but not deals that you can only obtain by going direct to a lender.

We take care of all the paperwork and liaise directly with lenders and solicitors on your behalf, so your Leeds mortgage application moves forward without unnecessary stress or delays.

Team of expert mortgage brokers and advisers.

Excellent communication via WhatsApp, Skype, phone, email and SMS.

100% FEE FREE mortgage service.

Get Fee Free Mortgage Advice

Google

Rated 5/5 from 200+ verified reviews

Low-Cost Specialist Advice: Fee-free options available for clean credit and £100k+ loans.

Mortgage Broker Leeds Quick Summary

Fee structure:

Typically fee-free for standard residential mortgages, our commission is paid by the lender on completion. Fees may apply for complex or specialist cases, always disclosed upfront in writing.

Our Leeds Mortgage Service

We work with clients right across Leeds, from Roundhay and Chapel Allerton to Horsforth and Pudsey. Our advisers are available by phone, video call or in person, making it easy to get expert mortgage advice that fits around your life.

Client types:

First time buyers, home movers, remortgages, buy to let (including portfolio landlords).

Same-day service:

Speak to a qualified adviser today – we offer flexible appointments including evenings and weekends.

Your Leeds Mortgage Broker

As a whole-of-market mortgage broker in Leeds, we are not tied to any bank or building society. We search thousands of mortgage products to find the one that best matches your needs and budget. We are FCA authorised, completely fee free, and rated 5 stars by our clients. From first time buyers to experienced landlords and everyone in between, we are here to make your Leeds mortgage as straightforward as possible.

Expert fee-free mortgage advisers helping clients in Southampton

Over 30 years experience in residential and BTL Mortgages

Learn More

Understanding Your Status

How Our Leeds Mortgage Service Works

From your initial consultation to when your mortgage completes we manage the whole process for you. We coordinate with estate agents and solicitors where necessary to keep everyone moving towards your completion date.

Explore All Services

Step 1 – Initial Consultation

Get in touch and tell us about your situation. We will ask a few simple questions about your income, deposit, and what you are looking to achieve in Leeds, so we can make sure we are looking in the right direction from the very beginning.

Step 2 – Research & Recommendation

Your adviser will compare mortgage products across suitable lenders and prepare a tailored recommendation. You’ll receive an Illustration (ESIS) showing the interest rate, fees and total cost over the mortgage term so you can make an informed decision.

Step 3 – Decision in Principle

Once we have found the right deal, we will obtain a Decision in Principle (DIP) for you. This gives you a lender's indication of what they would lend, which puts you in a much stronger position when making offers on Leeds properties.

Step 4 – Full Application & Valuation

We’ll handle the paperwork, submit your documents to the lender, liaise on your behalf and arrange the valuation or survey. You won’t need to chase – we do that for you.

Step 5 – Offer to Completion

We’ll track your case through underwriting, chase solicitors and other parties if needed and keep you updated through to exchange and completion. Once you’ve got your keys we’ll diarise a review before any fixed rate ends so you’re never left on an expensive standard variable rate.

🤝

Being prepared with the right paperwork
Documents You’ll Need

Income evidence: Last 3 months’ payslips for employed applicants, or last 2–3 years’ accounts and SA302s for self-employed clients

Deposit evidence: Savings statements, gifted deposit letters or sale-of-property memorandum if using proceeds from another property

Additional documents: Complex cases may require extra paperwork – for example, multiple buy to let schedules, evidence of foreign income or explanations for recent credit issues

Bank statements: Last 3 months’ current account statements showing income credits and regular commitments

Proof of ID and address: Passport or driving licence, plus a utility bill or council tax bill dated within the last 3 months

Leeds Property Market & Local Knowledge

Leeds has a lot to offer buyers and investors alike. Here are some of the things that make it such a compelling property market:

Regeneration and growth:

One of the fastest-growing economies outside London, with major employers in financial services, tech, healthcare, and law

Average property prices:

Three major universities generating consistent rental demand and a steady stream of young professionals entering the housing market

Key buyer groups:

Strong city centre apartment and suburban family home markets, offering variety for both owner-occupiers and investors

Transport links:

Ongoing development and regeneration in areas like South Bank and Kirkstall making Leeds an exciting place to invest

Services

Mortgage Services We Offer in Leeds

How Much Can You Borrow?

Enter your annual income details below.

Your Annual Income

Partner's Annual Income (optional)

This is an estimate only. Actual lending is subject to your credit profile, outgoings, deposit and lender criteria. Speak to one of our advisers for a personalised assessment.

FAQ

Leeds Mortgage FAQs

Mortgage BrokerLeeds

Mortgage Broker & Advisers in Leeds

Why choose Alexander Southwell Mortgage Services?

Mortgage Broker Leeds Quick Summary

Fee structure:

Our Leeds Mortgage Service

Client types:

Same-day service:

Your Leeds Mortgage Broker

How Our Leeds Mortgage Service Works

Step 1 – Initial Consultation

Step 2 – Research & Recommendation

Step 3 – Decision in Principle

Step 4 – Full Application & Valuation

Step 5 – Offer to Completion

Leeds Property Market & Local Knowledge

Mortgage Services We Offer in Leeds

How Much Can You Borrow?

First Time Buyers Leeds

Remortgage advice Leeds

Buy to let mortgages Leeds

New build mortgages Leeds

Ready to Take the First Step?

Speak to one of our fee-free mortgage advisers today. We'll calculate your affordability, explain your options, and help you move forward with confidence.

Leeds Mortgage FAQs

Is there a fee-free mortgage broker in Leeds?

How much deposit do I need to buy a home in Leeds?

Can I get a mortgage in Leeds if I am self-employed?

What is an Agreement in Principle and do I need one when buying in Leeds?

Mortgage Broker
Leeds