Being prepared with the right paperwork
Documents You’ll Need
Finding a mortgage can be overwhelming, especially when you’re juggling property searches, solicitors and other buyers.
A mortgage broker in the New Forest offers local knowledge combined with access to lenders across the whole market, so you can get a suitable mortgage deal without the stress of approaching banks individually.






Alexander Southwell Mortgage Services Ltd offer a comprehensive range of mortgage products from across the market. We offer both first and second charge mortgages, but not deals that you can only obtain by going direct to a lender.
We also take care of all the administration for mortgages and life cover applications as well as liaise with Hampshire estate agents, mortgage lenders and Hampshire solicitors to make sure the process is as smooth and hassle-free for you as possible.

Low-Cost Specialist Advice: Fee-free options available for clean credit and £100k+ loans.
Typically fee-free for standard residential mortgages, our commission is paid by the lender on completion. Fees may apply for complex or specialist cases, always disclosed upfront in writing.
Based in Romsey, with remote coverage across Hampshire and the wider UK via phone and video appointments.
First time buyers, home movers, remortgages, buy to let (including portfolio landlords).
Speak to a qualified adviser today – we offer flexible appointments including evenings and weekends.
Our New Forest mortgage advisers combine over 20 years' experience in residential and buy to let lending, offering whole-of-market access to high-street banks, building societies and specialist lenders (excluding some direct-only deals) while supporting first time buyers, home movers, remortgages, buy to let investors and clients with complex incomes across areas including Lyndhurst, Brockenhurst, Lymington, New Milton, Fordingbridge, Ringwood and Burley, and we also advise on life insurance, critical illness cover and income protection to help safeguard significant commitments such as a £250,000 mortgage over 25 years.

From your initial consultation to when your mortgage completes we manage the whole process for you. We coordinate with estate agents and solicitors where necessary to keep everyone moving towards your completion date.
A free, no obligation phone or video call to discuss your goals, deposit, income, credit history and the Southampton or Hampshire area you’re buying in. This gives us everything we need to start looking at your options.
Your adviser will compare mortgage products across suitable lenders and prepare a tailored recommendation. You’ll receive an Illustration (ESIS) showing the interest rate, fees and total cost over the mortgage term so you can make an informed decision.
We can often get a Decision in Principle (DIP) the same day or within 24 hours. This is essential when making offers on houses in popular Southampton areas like Freemantle, Bitterne Park or Ocean Village where competition can be fierce.
We’ll handle the paperwork, submit your documents to the lender, liaise on your behalf and arrange the valuation or survey. You won’t need to chase – we do that for you.
We’ll track your case through underwriting, chase solicitors and other parties if needed and keep you updated through to exchange and completion. Once you’ve got your keys we’ll diarise a review before any fixed rate ends so you’re never left on an expensive standard variable rate.
Being prepared with the right paperwork
Documents You’ll Need
The New Forest combines stunning natural landscapes, market towns and rural villages, making it one of Hampshire's most desirable places to live. Understanding the local property market helps us provide tailored mortgage advice wherever you're buying in the area.
The New Forest National Park drives strong demand for rural and village properties, with buyers attracted to the area's outstanding natural beauty and relaxed pace of life.
Average house prices in the New Forest are typically above the Hampshire average, with village properties in Lyndhurst, Brockenhurst and Lymington particularly sought after by buyers relocating from cities.
Demand comes from commuters to Southampton and Bournemouth, families seeking excellent schools and open space, and retirees drawn to the peaceful rural lifestyle the New Forest offers.
The A31, A35 and rail connections via Lymington and New Milton to Bournemouth and Southampton make the New Forest attractive to commuters, strengthening its appeal for buy-to-let investors and professionals.
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Buying your first home in the New Forest is a really exciting step, and we love helping local people get onto the property ladder for the first time. We know the process can feel a bit daunting, so we take the hard work off your plate completely. We will figure out exactly how much you can borrow, find you the best interest rates available, explain what deposit you need and walk you through all the costs involved. We also make sure you know about every government scheme that could help you, such as shared ownership options. No broker fees. No jargon. Just straightforward, friendly mortgage advice from people who genuinely care.
Most New Forest homeowners remortgage when their current deal comes to an end, usually to get a better interest rate and bring their monthly payments down. But there are plenty of other great reasons to remortgage too. You might want to raise capital for home improvements, clear some debts or fund something special. It is also a really common route for people who need to buy out a partner, or for homeowners who want to release equity to use as a deposit on a buy to let property. Whatever your reason, we search the whole market and handle the full application for you, making the switch as simple and stress-free as possible. All completely fee free.
Whether you are buying your first investment property in the New Forest, looking to let your current home and move onwards, or you are an experienced landlord growing your portfolio, we can help you find the right deal. Buy to let mortgages can be more complicated than a standard residential mortgage, especially with the ever-changing rules around landlord responsibilities and taxation. Our advisers know this market inside out. We search thousands of products and advise on both personal buy to let and limited company structures. If you have multiple properties, we work with portfolio landlords too. All completely fee free.
New build homes in the New Forest are a brilliant choice for first time buyers, people upsizing or downsizing, and investors looking for a low-maintenance property with great energy efficiency. There are some real benefits to buying new: you get a blank canvas to make your own, there is no chain involved, and most new builds come with a 10 year warranty for real peace of mind. That said, new build mortgages do have their own quirks. Lenders can ask for a bigger deposit, exchange deadlines can creep up quickly, and making sure your mortgage offer lines up with your build completion takes careful planning. As your local fee free mortgage broker in the New Forest, we have access to specialist new build lenders and will manage the whole process from your reservation right through to getting your keys.
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Yes. Alexander Southwell Mortgage Services is based in Hampshire and covers the New Forest area as part of our core local market. Our advice is completely fee-free for standard residential mortgages — we are paid a commission by the lender when your mortgage completes, with nothing to pay from you.
Most lenders require a minimum 5% deposit. Property prices in the New Forest are typically above the Hampshire average, particularly in sought-after villages. A 10–15% deposit will give you access to more lenders and better rates, and is particularly advisable given the premium nature of much of the local market.
Yes. Many lenders are comfortable lending to self-employed applicants, provided you can supply at least two years of accounts or SA302 tax calculations. Some specialist lenders will consider one year of trading history. We work with a wide panel of lenders and can match you with the right option for your circumstances.
An Agreement in Principle (also called a Decision in Principle or Mortgage in Principle) is a written confirmation from a lender of how much they are prepared to lend you. Most New Forest estate agents will expect to see one before accepting an offer. We can arrange yours quickly — usually within 24 hours of speaking with you.