Is there a fee-free mortgage broker serving the New Forest?

Yes. Alexander Southwell Mortgage Services covers the New Forest area. Our advice is completely fee-free for standard residential mortgages.

How much deposit do I need to buy in the New Forest?

Most lenders require a minimum 5% deposit. A 10-15% deposit gives you access to more lenders and better rates.

Can I get a mortgage in the New Forest if I am self-employed?

Yes. Many lenders accept self-employed applicants with at least two years of accounts or SA302 tax calculations.

What is an Agreement in Principle?

An Agreement in Principle is a written confirmation from a lender of how much they are prepared to lend you. We can arrange yours usually within 24 hours.

Mortgage Broker New Forest | Fee Free Advice

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Mortgage Broker & Advisers in the New Forest

Finding a mortgage can be overwhelming, especially when you’re juggling property searches, solicitors and other buyers.
A mortgage broker in the New Forest offers local knowledge combined with access to lenders across the whole market, so you can get a suitable mortgage deal without the stress of approaching banks individually.

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Trusted by clients across the UK.

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Southwell MORTGAGE

Why choose Alexander Southwell Mortgage Services?

Alexander Southwell Mortgage Services Ltd offer a comprehensive range of mortgage products from across the market. We offer both first and second charge mortgages, but not deals that you can only obtain by going direct to a lender.

We also take care of all the administration for mortgages and life cover applications as well as liaise with Hampshire estate agents, mortgage lenders and Hampshire solicitors to make sure the process is as smooth and hassle-free for you as possible.

Team of expert mortgage brokers and advisers.

Excellent communication via WhatsApp, Skype, phone, email and SMS.

100% FEE FREE mortgage service.

Mortgage application paperwork prepared by our fee free advisers

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Low-Cost Specialist Advice: Fee-free options available for clean credit and £100k+ loans.

Mortgage Broker New Forest Quick Summary

Fee structure:

Typically fee-free for standard residential mortgages, our commission is paid by the lender on completion. Fees may apply for complex or specialist cases, always disclosed upfront in writing.

Southampton office:

Based in Romsey, with remote coverage across Hampshire and the wider UK via phone and video appointments.

Client types:

First time buyers, home movers, remortgages, buy to let (including portfolio landlords).

Same-day service:

Speak to a qualified adviser today. We offer flexible appointments including evenings and weekends.

New Forest Mortgage Brokers

Our New Forest mortgage advisers combine over 20 years' experience in residential and buy to let lending, offering whole-of-market access to high-street banks, building societies and specialist lenders (excluding some direct-only deals) while supporting first time buyers, home movers, remortgages, buy to let investors and clients with complex incomes across areas including Lyndhurst, Brockenhurst, Lymington, New Milton, Fordingbridge, Ringwood and Burley, and we also advise on life insurance, critical illness cover and income protection to help safeguard significant commitments such as a £250,000 mortgage over 25 years.

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Over 30 years experience in residential and BTL Mortgages

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Understanding Your Status

How Our New Forest Mortgage Service Works

From your initial consultation to when your mortgage completes we manage the whole process for you. We coordinate with estate agents and solicitors where necessary to keep everyone moving towards your completion date.

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Step 1: Initial Consultation

A free, no obligation phone or video call to discuss your goals, deposit, income, credit history and the Southampton or Hampshire area you’re buying in. This gives us everything we need to start looking at your options.

Step 2: Research & Recommendation

Your adviser will compare mortgage products across suitable lenders and prepare a tailored recommendation. You’ll receive an Illustration (ESIS) showing the interest rate, fees and total cost over the mortgage term so you can make an informed decision.

Step 3: Decision in Principle

We can often get a Decision in Principle (DIP) the same day or within 24 hours. This is essential when making offers on homes in sought after New Forest villages like Lyndhurst, Brockenhurst or Sway where competition can be fierce.

Step 4: Full Application & Valuation

We’ll handle the paperwork, submit your documents to the lender, liaise on your behalf and arrange the valuation or survey. You won’t need to chase, we do that for you.

Step 5: Offer to Completion

We’ll track your case through underwriting, chase solicitors and other parties if needed and keep you updated through to exchange and completion. Once you’ve got your keys we’ll diarise a review before any fixed rate ends so you’re never left on an expensive standard variable rate.

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Being prepared with the right paperwork
Documents You’ll Need

Income evidence: Last 3 months’ payslips for employed applicants, or last 2 to 3 years’ accounts and SA302s for self-employed clients

Deposit evidence: Savings statements, gifted deposit letters or sale-of-property memorandum if using proceeds from another property

Additional documents: Complex cases may require extra paperwork, for example multiple buy to let schedules, evidence of foreign income or explanations for recent credit issues

Bank statements: Last 3 months’ current account statements showing income credits and regular commitments

Proof of ID and address: Passport or driving licence, plus a utility bill or council tax bill dated within the last 3 months

New Forest Property Market & Local Knowledge

The New Forest combines stunning natural landscapes, market towns and rural villages, making it one of Hampshire's most desirable places to live. Understanding the local property market helps us provide tailored mortgage advice wherever you're buying in the area.

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Market character:

Property in the New Forest is tightly supplied and shaped by national park planning rules, which keeps well located homes in strong demand.

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Average property prices:

The average price paid was around £481,000, with detached homes closer to £642,000 and terraced property around £331,000.

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Key buyer groups:

Demand comes from second home buyers, retirees, families relocating from London and the south east, and holiday let investors.

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Transport links:

The M27 and A31 link the forest to Southampton and Bournemouth, with direct trains to London Waterloo from Brockenhurst and Ashurst.

Services

Mortgage Services We Offer in the New Forest

The New Forest, where our advisers arrange mortgages for local buyers

How Much Can You Borrow?

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This is an estimate only. Actual lending is subject to your credit profile, outgoings, deposit and lender criteria. Speak to one of our advisers for a personalised assessment.

FAQ

FAQs: Mortgage Broker New Forest

Fee free mortgage adviser discussing mortgage options with clients in the New Forest

Fee Free Mortgage Broker New Forest